Reviewed by PropFirm201 Research Team·At a Glance
TopTier Trader Homepage
Pricing & Challenge Types
2-Step Challenge
2 phases · 80% profit split · Scaling available
| Account Size | Price | Target P1 | Target P2 | Daily Loss | Max DD |
|---|---|---|---|---|---|
| $5,000 | $65 | 10% | 5% | 5% | 10% |
| $10,000 | $129 | 10% | 5% | 5% | 10% |
| $25,000 | $229 | 10% | 5% | 5% | 10% |
| $50,000 | $335 | 10% | 5% | 5% | 10% |
| $100,000 | $499 | 10% | 5% | 5% | 10% |
| $200,000 | $975 | 10% | 5% | 5% | 10% |
| $300,000 | $1345 | 10% | 5% | 5% | 10% |
TopTier Trader Plans Page
Pros & Cons
Pros
- US-based company accepting US traders
- Scaling plan up to $2,000,000 in funded capital
- Profit split scales from 80% to 95%
- Withdrawals processed within 24 hours
- No time limits on evaluation phases
Cons
- Rebranded from TopTier Trader to TX3 Funding which may cause confusion
- Some dissatisfied reviews regarding strict rule enforcement
- Only one platform (TradeLocker) available
- 29 restricted countries including Russia and China-adjacent regions
Trading Rules
About TopTier Trader
TopTier Trader, now operating under the name TX3 Funding FX, is a US-based proprietary trading firm founded on October 18, 2021, by CEO Dave Guttman. The firm has built a solid reputation in the prop trading space, offering funded accounts up to $300,000 with scaling potential to $2,000,000.
The rebrand to TX3 Funding represents a strategic evolution rather than a change in operations. The firm continues to offer a 2-step evaluation challenge with competitive pricing and a focus on accessibility for US-based traders. TopTier Trader partners with OspreyFX as its execution broker and uses the TradeLocker platform for all trading activities.
The firm's profit split starts at 80% and scales to 95%, with withdrawals processed within 24 hours. While the Trustpilot rating and reviews are generally positive, some traders have reported strict rule enforcement and dissatisfaction with commission structures.
How It Works
TopTier Trader operates a 2-step evaluation model:
Phase 1: Achieve a 10% profit target with no time limit. Respect the 5% daily loss limit (calculated daily at 5 PM EST) and 10% maximum drawdown (static, equity-based). Minimum 4 trading days required.
Phase 2: Achieve a 5% profit target under the same risk parameters. No time limit applies.
Upon passing both phases, traders receive a funded account with an 80% profit split that increases to 90-95% through the scaling plan. Accounts can scale up to $2,000,000 through consistent profitability.
Pricing & Plans
| Account Size | Challenge Fee |
|---|---|
| $5,000 | $65 |
| $10,000 | $129 |
| $25,000 | $229 |
| $50,000 | $335 |
| $100,000 | $499 |
| $200,000 | $975 |
| $300,000 | $1,345 |
Leverage: Forex 1:100, Gold/Commodities 1:40, Indices 1:30, Crypto 1:2. Maximum lot sizes: Forex up to 50 lots, Crypto up to 6 lots, Indices up to 190 lots, Metals/Commodities up to 19 lots.
Rules & Restrictions
- Maximum Daily Loss: 5% of account balance (resets daily at 5 PM EST).
- Maximum Overall Loss: 10% of initial account balance (static).
- Drawdown Type: Static, equity-based.
- Minimum Trading Days: 4 days per phase.
- Time Limit: Unlimited.
- News Trading: Allowed with caution.
- Copy Trading: Allowed.
- Expert Advisors: Allowed.
- Prohibited: Grid trading, latency arbitrage, tick scalping, martingale, signal copying, high-frequency trading, hedging between accounts, trading on delayed charts.
- Restricted Countries: 29 nations including Russia and China-adjacent regions.
Payouts
- Frequency: Bi-weekly (every 14 days).
- Profit Split: 80% initially, scaling to 90-95%.
- Methods: Rise, Bitcoin (BTC), Tether (USDT-ERC20).
- Processing Time: Within 24 hours.
Is TopTier Trader Legit?
TopTier Trader (TX3 Funding) is a US-based company founded in 2021 with a documented track record. The firm has processed payouts consistently and maintains a reasonable Trustpilot rating. The US-based registration and multi-year operating history are positive indicators.
However, the rebrand from TopTier Trader to TX3 Funding has caused some confusion, and independent review platforms rate the firm with higher-than-average risk. Some traders report strict rule enforcement leading to unexpected account closures. The firm's restriction of 29 countries also limits its global reach.
FAQ
What is TopTier Trader?
TopTier Trader, now operating as TX3 Funding FX, is a US-based prop firm founded in 2021. It offers funded accounts up to $300,000 through a 2-step evaluation with scaling to $2,000,000.
Why did TopTier Trader rebrand?
TopTier Trader rebranded to TX3 Funding FX as part of a strategic evolution. The core operations and challenge structure remain the same.
How much does TopTier Trader cost?
Challenge fees range from $65 for a $5,000 account to $1,345 for a $300,000 account.
What is TopTier Trader's profit split?
The profit split starts at 80% and increases to 90-95% through the scaling plan based on consistent performance.
Is TopTier Trader available in the US?
Yes. TopTier Trader is a US-based company that accepts US traders.