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Apex Trader Funding vs Topstep

Which Prop Firm Is Better in 2026?

Quick Verdict

Apex Trader Funding starts from $147 with up to 100% profit split and a 4.4/5 Trustpilot rating. Topstep starts from $49 with up to 100% profit split and a 4.6/5 rating. Both firms are evenly matched across our comparison metrics.

Side-by-Side Comparison

FeatureApex Trader FundingTopstep
Min Price$147$49
Max Account Size$300,000$150,000
Profit Split100%100%
Profit Target (Phase 1)6%6%
Max Drawdown6%4%
Daily Loss LimitNone2%
Drawdown Typetrailing-intradaytrailing
Min Trading Days12
PlatformsRithmic, Tradovate, WealthChartsTopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG
InstrumentsIndices, Commodities, FuturesIndices, Commodities, Futures
Payout Frequencybi-monthlyweekly
Free TrialNoNo
US FriendlyYesYes
Trustpilot Score4.4/5 (17,860 reviews)4.6/5 (3,100 reviews)

Where Apex Trader Funding Wins

  • Max Account Size: $300,000 vs $150,000
  • Max Drawdown: 6% vs 4%
  • Min Trading Days: 1 vs 2

Where Topstep Wins

  • Min Price: $49 vs $147
  • Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs Rithmic, Tradovate, WealthCharts
  • Trustpilot Score: 4.6/5 (3,100 reviews) vs 4.4/5 (17,860 reviews)

Who Should Choose Apex Trader Funding?

Apex Trader Funding is the better choice if you value competitive pricing. Founded in 2021 and headquartered in Austin, Texas, USA, Apex Trader Funding supports Rithmic, Tradovate, WealthCharts and offers bi-monthly payouts with up to 100% profit split.

Who Should Choose Topstep?

Topstep is the better choice if you value a higher trust rating, and prefer lower entry costs. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.

Frequently Asked Questions

It depends on your needs. Apex Trader Funding has a 4.4/5 Trustpilot rating from 17,860 reviews, while Topstep has 4.6/5 from 3,100 reviews. Apex Trader Funding starts from $147 and offers up to 100% profit split, while Topstep starts from $49 with up to 100% profit split.
Topstep is cheaper, starting from $49 compared to $147 for Apex Trader Funding.
Apex Trader Funding offers up to 100% profit split, compared to 100% from Topstep.
Yes, both Apex Trader Funding and Topstep accept US-based traders.

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