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TopTier Trader vs FTMO

Which Prop Firm Is Better in 2026?

Quick Verdict

TopTier Trader starts from $65 with up to 80% profit split and a 4/5 Trustpilot rating. FTMO starts from $155 with up to 90% profit split and a 4.8/5 rating. FTMO leads in 4 categories while TopTier Trader leads in 3.

Side-by-Side Comparison

FeatureTopTier TraderFTMO
Min Price$65$155
Max Account Size$300,000$200,000
Profit Split80%90%
Profit Target (Phase 1)10%10%
Max Drawdown10%10%
Daily Loss Limit5%5%
Drawdown Typeequity-basedbalance-based
Min Trading Days44
PlatformsTradeLockerMT4, MT5, cTrader, DXtrade
InstrumentsForex, Indices, Commodities, CryptoForex, Indices, Commodities, Crypto, Stocks
Payout Frequencybi-weeklybi-weekly
Free TrialNoYes
US FriendlyYesNo
Trustpilot Score4/5 (2,500 reviews)4.8/5 (40,000 reviews)

Where TopTier Trader Wins

  • Min Price: $65 vs $155
  • Max Account Size: $300,000 vs $200,000
  • US Friendly: Yes vs No

Where FTMO Wins

  • Profit Split: 90% vs 80%
  • Platforms: MT4, MT5, cTrader, DXtrade vs TradeLocker
  • Free Trial: Yes vs No
  • Trustpilot Score: 4.8/5 (40,000 reviews) vs 4/5 (2,500 reviews)

Who Should Choose TopTier Trader?

TopTier Trader is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2021 and headquartered in United States, TopTier Trader supports TradeLocker and offers bi-weekly payouts with up to 80% profit split.

Who Should Choose FTMO?

FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.

Frequently Asked Questions

It depends on your needs. TopTier Trader has a 4/5 Trustpilot rating from 2,500 reviews, while FTMO has 4.8/5 from 40,000 reviews. TopTier Trader starts from $65 and offers up to 80% profit split, while FTMO starts from $155 with up to 90% profit split.
TopTier Trader is cheaper, starting from $65 compared to $155 for FTMO.
FTMO offers up to 90% profit split, compared to 80% from TopTier Trader.
Only TopTier Trader accepts US-based traders. FTMO is not available to US traders.

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