Reviewed by PropFirm201 Research Team·At a Glance
OFP Funding Homepage
Pricing & Challenge Types
Instant Funding (80% Profit Split)
0 phases · 80% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $185 | N/A | 5% | 10% |
| $10,000 | $277 | N/A | 5% | 10% |
| $25,000 | $443 | N/A | 5% | 10% |
| $50,000 | $876 | N/A | 5% | 10% |
| $100,000 | $1675 | N/A | 5% | 10% |
Instant Funding (60% Profit Split)
0 phases · 60% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $139 | N/A | 5% | 10% |
| $10,000 | $209 | N/A | 5% | 10% |
| $25,000 | $333 | N/A | 5% | 10% |
| $50,000 | $658 | N/A | 5% | 10% |
| $100,000 | $1258 | N/A | 5% | 10% |
Instant Funding (40% Profit Split)
0 phases · 40% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $103 | N/A | 5% | 10% |
| $10,000 | $154 | N/A | 5% | 10% |
| $25,000 | $246 | N/A | 5% | 10% |
| $50,000 | $487 | N/A | 5% | 10% |
| $100,000 | $931 | N/A | 5% | 10% |
Instant Funding (26% Profit Split)
0 phases · 26% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $73 | N/A | 5% | 10% |
| $10,000 | $103 | N/A | 5% | 10% |
| $25,000 | $171 | N/A | 5% | 10% |
| $50,000 | $348 | N/A | 5% | 10% |
| $100,000 | $686 | N/A | 5% | 10% |
OFP Funding Plans Page
Pros & Cons
Pros
- Instant funding with no evaluation challenge required
- Highly customizable accounts with selectable profit split and drawdown
- On-demand payouts available as early as day 5
- Average payout processing time of 7 hours
- Account sizes up to $300,000 with scaling to $5,000,000
- Up to 100% profit split available
Cons
- Trustpilot rating suspended due to guideline breach and fake review removal
- Trailing drawdown can be punishing for volatile strategies
- Hedging, grid trading, and martingale strategies prohibited
- EAs and automated trading not permitted
- Inconsistency Score rule limits concentrated single-day profits
- Non-refundable one-time fee
Trading Rules
About OFP Funding
OFP Funding (Overview Funding Program) is a proprietary trading firm founded in 2022 and headquartered in London, United Kingdom. The firm is operated by FINTEKNOLOGY LTD., registered as UK Company Number 15131112. OFP has positioned itself as a pioneer of the instant funding model, claiming to be the leading instant funding firm with over 750,000 traders served since launch.
Unlike traditional prop firms that require traders to pass one or more evaluation phases before receiving a funded account, OFP provides immediate access to a funded trading account upon payment of a one-time fee. There are no challenges, no profit targets to hit during an evaluation, and no waiting period. Traders select their account size, profit split percentage, daily drawdown limit, and payout frequency at checkout, then begin trading immediately.
OFP offers account sizes ranging from $5,000 to $300,000, with a scaling plan that can grow accounts up to $2,000,000 and eventually $5,000,000. The profit split is fully customizable, with options of 26%, 40%, 60%, 80%, 85%, 90%, 95%, and even 100%. Higher profit splits come with higher one-time fees, creating a trade-off between upfront cost and ongoing earnings potential.
The firm supports trading across forex (61 pairs), indices (23), commodities (metals and energy), bonds, and 18 cryptocurrency pairs. Three trading platforms are available: cTrader, Match-Trader, and TradeLocker. Leverage goes up to 1:100 on forex pairs, with lower leverage on other instruments.
OFP's reputation has been mixed. While the firm has processed over 4,200 Trustpilot reviews, the Trustpilot rating was suspended due to a breach of Trustpilot's guidelines, with the platform flagging and removing a number of fake reviews. The underlying review breakdown shows 52% five-star ratings alongside 31% one-star ratings, indicating a polarized trader experience.
How OFP Funding Works
OFP Funding operates on a simple instant funding model:
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Configure Your Account: Choose your account size ($5K to $300K), select your preferred profit split (26% to 100%), set your daily drawdown limit (2% to 5%), and pick your payout frequency (on-demand, bi-weekly, or monthly).
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Pay the One-Time Fee: Pay the non-refundable account fee, which ranges from $35 to $1,599 depending on your selected configuration. Higher profit splits and larger accounts cost more.
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Start Trading Immediately: No evaluation period. You receive login credentials for cTrader, Match-Trader, and TradeLocker, and can begin trading across forex, indices, commodities, crypto, and bonds right away.
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Respect the Rules: Stay within your selected daily drawdown limit, do not exceed the 10% maximum trailing drawdown, and maintain an Inconsistency Score below 20%.
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Get Paid: Request payouts as early as day 5 (on-demand option), every 14 days (bi-weekly), or every 28 days (monthly). OFP reports an average payout processing time of 7 hours.
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Scale Up: Consistent performance unlocks scaling opportunities, with accounts potentially growing to $2,000,000 and up to $5,000,000 through the scaling program.
Pricing & Plans
OFP's pricing depends on the combination of account size and profit split selected. The daily drawdown limit can be set between 2% and 5%, which also affects pricing. Below are the base prices for USD accounts with 5% daily drawdown:
80% Profit Split:
| Account Size | Price |
|---|---|
| $5,000 | $185 |
| $10,000 | $277 |
| $25,000 | $443 |
| $50,000 | $876 |
| $100,000 | $1,675 |
60% Profit Split:
| Account Size | Price |
|---|---|
| $5,000 | $139 |
| $10,000 | $209 |
| $25,000 | $333 |
| $50,000 | $658 |
| $100,000 | $1,258 |
40% Profit Split:
| Account Size | Price |
|---|---|
| $5,000 | $103 |
| $10,000 | $154 |
| $25,000 | $246 |
| $50,000 | $487 |
| $100,000 | $931 |
26% Profit Split:
| Account Size | Price |
|---|---|
| $5,000 | $73 |
| $10,000 | $103 |
| $25,000 | $171 |
| $50,000 | $348 |
| $100,000 | $686 |
Larger accounts ($200K and $300K) and higher profit splits (85%, 90%, 95%, 100%) are also available with correspondingly higher fees. Accounts can be denominated in USD, EUR, or GBP. Payment methods include credit/debit cards, Google Pay, Apple Pay, and cryptocurrency.
Rules & Restrictions
OFP Funding has strict trading rules that must be followed to keep your account active:
- Daily Drawdown: Customizable between 2% and 5% of account balance. The day resets at 12:00 AM CET. Breaching the daily limit results in immediate account termination with no recovery option.
- Maximum Overall Drawdown: 10% trailing drawdown on all accounts. The drawdown level trails upward as your account grows.
- Inconsistency Score: Maximum score of 20%. This rule prevents disproportionate single-day profits relative to overall account performance. You must qualify for payouts by keeping this score below the threshold.
- Prohibited Strategies: Martingale, grid trading, latency arbitrage, news straddling, tick scalping, hedging, arbitrage (reverse, long position, or latency), gap trading, and tick trading are all banned.
- EAs and Bots: Not permitted.
- Copy Trading: External account copying is prohibited.
- News Trading: Allowed, though news straddling (placing opposing orders around news events) is banned.
- Weekend Holding: Swing trading and holding positions long-term is permitted.
- Leverage: Up to 1:100 on forex.
Payouts
OFP Funding offers three payout frequency options:
- On-Demand: Available from day 5 onward. Request a payout whenever you want.
- Bi-Weekly: Automatic payout cycle every 14 days.
- Monthly: Payout every 28 days.
There is no minimum withdrawal amount. Profits are distributed via bank transfer or Litecoin (LTC) cryptocurrency. OFP reports an average payout processing time of 7 hours, making it one of the fastest in the industry.
The profit split depends on the option selected at purchase, ranging from 26% to 100%. Higher splits cost more upfront but yield more per profitable trade.
Is OFP Funding Legit?
OFP Funding's legitimacy is a mixed picture. On the positive side, the firm has been operating since 2022, is registered as FINTEKNOLOGY LTD. in the UK, and has processed a large volume of traders through its instant funding program. The firm has over 4,200 reviews on Trustpilot.
However, there are significant concerns. Trustpilot has suspended OFP's rating due to a breach of their guidelines and removed a number of reviews flagged as fake. The underlying review distribution is highly polarized: 52% five-star ratings but 31% one-star ratings, suggesting inconsistent trader experiences. Common complaints in negative reviews include unexpected account terminations, trailing drawdown confusion, and payout disputes.
The lack of financial regulatory oversight (OFP is a standard UK company registration, not FCA-regulated) is typical of the prop firm industry but worth noting. Traders should thoroughly understand the trailing drawdown mechanics and Inconsistency Score rule before purchasing an account, as these are the most common sources of disputes.
FAQ
What is OFP Funding?
OFP Funding is an instant funding proprietary trading firm based in London, UK. Unlike traditional prop firms, OFP provides immediate access to funded accounts without requiring traders to pass an evaluation challenge. Traders pay a one-time fee and start trading immediately.
How much does OFP Funding cost?
OFP's one-time fees range from $73 (for a $5,000 account with 26% profit split) to $1,675 (for a $100,000 account with 80% profit split). Larger accounts up to $300,000 and higher profit splits up to 100% are available at higher prices.
What is OFP Funding's profit split?
OFP offers customizable profit splits: 26%, 40%, 60%, 80%, 85%, 90%, 95%, and 100%. The higher the profit split, the higher the one-time account fee. At 100% profit split, traders keep all simulated profits.
Does OFP Funding allow EAs/bots?
No. OFP Funding does not permit Expert Advisors or automated trading bots. Manual trading only.
Is OFP Funding available in the US?
OFP Funding's US availability is not explicitly confirmed. The firm's terms should be checked directly for current geographic restrictions.