Reviewed by PropFirm201 Research Team·At a Glance
Finotive Funding Homepage
Pricing & Challenge Types
1-Step Challenge
1 phase · 75% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $2,500 | $39 | 10% | 4% | 8% |
| $5,000 | $59 | 10% | 4% | 8% |
| $10,000 | $99 | 10% | 4% | 8% |
| $25,000 | $199 | 10% | 4% | 8% |
| $50,000 | $349 | 10% | 4% | 8% |
2-Step Challenge
2 phases · 75% profit split · Scaling available
| Account Size | Price | Target P1 | Target P2 | Daily Loss | Max DD |
|---|---|---|---|---|---|
| $2,500 | $29 | 7.5% | 5% | 5% | 10% |
| $5,000 | $44 | 7.5% | 5% | 5% | 10% |
| $10,000 | $74 | 7.5% | 5% | 5% | 10% |
| $25,000 | $164 | 7.5% | 5% | 5% | 10% |
| $50,000 | $290 | 7.5% | 5% | 5% | 10% |
Instant Funding Standard
0 phases · 70% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $2,500 | $89 | N/A | 3.5% | 7% |
| $5,000 | $179 | N/A | 3.5% | 7% |
| $10,000 | $319 | N/A | 3.5% | 7% |
| $25,000 | $639 | N/A | 3.5% | 7% |
| $50,000 | $1299 | N/A | 3.5% | 7% |
Instant Funding Lite
0 phases · 65% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $2,500 | $59 | N/A | 3% | 6% |
| $5,000 | $109 | N/A | 3% | 6% |
| $10,000 | $199 | N/A | 3% | 6% |
| $25,000 | $449 | N/A | 3% | 6% |
| $50,000 | $699 | N/A | 3% | 6% |
Finotive Funding Plans Page
Pros & Cons
Pros
- Very affordable entry prices starting at just $29
- Instant funding options with no evaluation required
- Weekly payouts after initial withdrawal
- Profit split scalable up to 95-100% through Pro accounts
- Leverage up to 1:400 on forex
- Over 60 tradable instruments including stocks
Cons
- Trustpilot rating suspended due to fake review violations
- Non-refundable challenge fees across all account types
- Maximum account size capped at $50,000 (before scaling)
- Hedging restricted during major news events
- 26% one-star reviews on Trustpilot indicate significant dissatisfaction
- Recent unannounced price increases frustrated traders
Trading Rules
About Finotive Funding
Finotive Funding is a proprietary trading firm founded in April 2021 by Oliver Newland. The company is headquartered in the Innovation One Building, Level 2, Dubai International Financial Centre (DIFC), Dubai, UAE, and operates under the legal entity Finotive Group KFT as part of the broader Finotive One group. The firm has built a user base of over 70,000 verified traders and has distributed more than $20 million in payouts since its inception.
Finotive Funding differentiates itself from many competitors by offering both evaluation-based challenges and instant funding accounts, giving traders the choice between proving their skills through a challenge or paying a higher upfront fee to start trading a funded account immediately. The firm exclusively uses MetaTrader 5 (MT5) as its trading platform, providing access to over 60 forex pairs, indices, cryptocurrencies, commodities, and stock CFDs with leverage up to 1:400.
The firm operates through its own broker, Finotive Markets LLC, which is regulated by the Financial Services Commission (FSC). This vertical integration gives Finotive more control over execution quality and trading conditions compared to firms that rely entirely on third-party brokers. The company also developed Finotive Pay, a proprietary digital wallet system for processing trader withdrawals.
Despite its longevity in the prop firm space (over four years of operation), Finotive Funding has received mixed reviews. Its Trustpilot rating was suspended due to the removal of fake reviews, and the profile shows 953 reviews with a polarized distribution: 65% five-star but 26% one-star ratings. Traders have reported issues with execution quality, unannounced rule changes, and price increases, particularly a 20% price hike in March 2026 that was implemented without prior notice.
How Finotive Funding Works
Finotive Funding offers multiple pathways to funded trading, from traditional evaluation challenges to instant access accounts.
- Choose Your Account Type: Select from 1-Step Challenge, 2-Step Challenge, Instant Funding Standard, Instant Funding Lite, or Finotive Pro.
- Pay the Fee: One-time, non-refundable fees ranging from $29 to $1,299 depending on account type and size.
- Complete Evaluation (Challenge accounts only): Meet the profit target (7.5-10% for Phase 1, 5% for Phase 2) while staying within drawdown limits.
- Start Trading (Instant accounts): Begin trading immediately with no evaluation phase required.
- Request Payouts: First payout available after meeting minimum profitable trading day requirements. Subsequent payouts processed weekly every Friday.
- Scale Up: Grow your account by meeting consistency targets every 90 days, with profit split increasing from 65-75% up to 95%.
Pricing & Plans
1-Step Challenge:
| Account Size | Price |
|---|---|
| $2,500 | $39 |
| $5,000 | $59 |
| $10,000 | $99 |
| $25,000 | $199 |
| $50,000 | $349 |
2-Step Challenge:
| Account Size | Price |
|---|---|
| $2,500 | $29 |
| $5,000 | $44 |
| $10,000 | $74 |
| $25,000 | $164 |
| $50,000 | $290 |
Instant Funding Standard:
| Account Size | Price |
|---|---|
| $2,500 | $89 |
| $5,000 | $179 |
| $10,000 | $319 |
| $25,000 | $639 |
| $50,000 | $1,299 |
Instant Funding Lite:
| Account Size | Price |
|---|---|
| $2,500 | $59 |
| $5,000 | $109 |
| $10,000 | $199 |
| $25,000 | $449 |
| $50,000 | $699 |
Additional account sizes of $75,000, $150,000, and $200,000 are available for Challenge and Pro accounts at higher price points.
Finotive Pro: Available with a fixed $500 monthly salary component and profit split scaling up to 100%.
Rules & Restrictions
Challenge Accounts:
- 1-Step: 10% profit target, 4% daily loss, 8% max drawdown
- 2-Step: 7.5%/5% profit targets, 5% daily loss, 10% max drawdown
Instant Funding:
- Standard: No profit target, 3.5% daily loss, 7% max drawdown
- Lite: No profit target, 3% daily loss, 6% max drawdown
Trading Rules:
- News Trading: Allowed with risk management applied
- Weekend Holding: Allowed
- EAs/Bots: Allowed (except HFT and arbitrage bots)
- Martingale: Permitted
- VPN/VPS: Allowed
- Hedging: Prohibited during major news releases
- Arbitrage: Banned
- News Straddling: Restricted
- High-Frequency Trading: Prohibited
- Trading Day Close: 17:00 New York Time
- Mandatory Stop-Loss: Required on all positions
- Leverage: Up to 1:400 (forex), lower for other assets
- Platform: MetaTrader 5 exclusively
Prohibited Activities:
- Latency arbitrage
- One-directional gambling
- Straddling strategies around news events
Payouts
Finotive Funding processes payouts weekly every Friday. The first payout can be requested after meeting the minimum profitable trading day requirement. Subsequent payouts are available every 7 days on demand.
Profit Splits by Account Type:
- Challenge accounts: 75% base, scalable to 95%
- Instant Standard: 70% base, scalable to 85%
- Instant Lite: 65% base, scalable to 80%
- Pro accounts: Up to 100% after 30 days
Payout Methods:
- Finotive Pay (proprietary digital wallet)
- Bank transfer
- Revolut
- Cryptocurrency (minimum $100)
- PayPal
There is no minimum withdrawal amount for most payout methods except crypto via Finotive Pay, which has a $100 minimum. Total payouts distributed by the firm exceed $20 million.
Is Finotive Funding Legit?
Finotive Funding is a legitimate prop trading firm that has been operational since April 2021, making it one of the longer-running firms in the industry. The firm has distributed over $20 million in payouts and serves over 70,000 verified users, which are positive trust signals.
However, there are notable concerns. The firm's Trustpilot rating was suspended due to the removal of fake reviews, with 953 total reviews showing a polarized distribution (65% five-star, 26% one-star). Traders Union assigns the firm a low overall score of 3.78 out of 10, citing mixed client satisfaction. Specific complaints include unannounced price increases (20% in March 2026), execution quality issues, and limited customer support (email, live chat, and tickets only; no phone support).
The firm's non-refundable fee policy is also a drawback compared to competitors that offer fee refunds upon passing challenges. On the positive side, the firm operates through its own regulated broker (Finotive Markets LLC, FSC-regulated), has a four-year track record, and offers weekly payouts.
FAQ
What is Finotive Funding?
Finotive Funding is a Dubai-based proprietary trading firm founded in 2021 that offers evaluation challenges and instant funding accounts for forex, indices, commodities, crypto, and stock CFD traders. The firm uses MetaTrader 5 exclusively and has distributed over $20 million in payouts.
How much does Finotive Funding cost?
Finotive Funding offers accounts starting at just $29 for a $2,500 two-step challenge account. Instant funding accounts start at $59 for the Lite option and $89 for Standard. The most expensive option is $1,299 for a $50,000 Instant Standard account.
What is Finotive Funding's profit split?
Finotive Funding's profit split ranges from 65% to 100% depending on the account type and scaling level. Challenge accounts start at 75%, Instant Standard at 70%, and Instant Lite at 65%. Pro accounts can reach 100% profit split.
Does Finotive Funding allow EAs/bots?
Yes, Finotive Funding allows Expert Advisors and automated trading on MT5, with the exception of high-frequency trading bots and arbitrage strategies, which are prohibited.
Is Finotive Funding available in the US?
No, Finotive Funding does not accept traders from the United States.