Reviewed by PropFirm201 Research Team·At a Glance
Instant Funding Homepage
Pricing & Challenge Types
One-Phase Challenge
1 phase · 80% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $49 | 10% | 3% | 8% |
| $10,000 | $89 | 10% | 3% | 8% |
| $25,000 | $199 | 10% | 3% | 8% |
| $50,000 | $349 | 10% | 3% | 8% |
| $100,000 | $549 | 10% | 3% | 8% |
| $200,000 | $977 | 10% | 3% | 8% |
Two-Phase Challenge
2 phases · 80% profit split · Scaling available
| Account Size | Price | Target P1 | Target P2 | Daily Loss | Max DD |
|---|---|---|---|---|---|
| $5,000 | $49 | 10% | 5% | 5% | 10% |
| $10,000 | $89 | 10% | 5% | 5% | 10% |
| $25,000 | $199 | 10% | 5% | 5% | 10% |
| $50,000 | $349 | 10% | 5% | 5% | 10% |
| $100,000 | $549 | 10% | 5% | 5% | 10% |
| $200,000 | $1049 | 10% | 5% | 5% | 10% |
Instant Funding (No Evaluation)
0 phases · 80% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $1,250 | $79 | N/A | N/A | 10% |
| $2,500 | $149 | N/A | N/A | 10% |
| $5,000 | $279 | N/A | N/A | 10% |
| $10,000 | $499 | N/A | N/A | 10% |
| $20,000 | $899 | N/A | N/A | 10% |
| $40,000 | $1599 | N/A | N/A | 10% |
| $80,000 | $2999 | N/A | N/A | 10% |
| $120,000 | $5190 | N/A | N/A | 10% |
Instant Funding Plans Page
Pros & Cons
Pros
- Instant funding option skips evaluation entirely for immediate trading access
- Scaling plan can grow accounts up to $3.84 million
- Weekly payouts available on instant funding accounts
- Multiple platform choices including MT5, cTrader, and MatchTrader
Cons
- News trading requires an add-on purchase
- Instant funding accounts have higher entry fees
- Some mixed reviews on support response times
Trading Rules
About Instant Funding
Instant Funding is a proprietary trading firm founded in June 2022 and headquartered in London, United Kingdom. Operated by Acello Ltd (company number 12696083), the firm has built its reputation around providing traders with immediate access to funded capital without traditional evaluation phases, though it also offers one-phase and two-phase challenge options.
The firm serves traders looking for flexibility in how they access funded accounts. With account sizes ranging from $1,250 to $200,000 and the ability to scale up to $3.84 million, Instant Funding caters to both beginners testing small accounts and experienced traders seeking significant capital allocation. The firm supports MT5, cTrader, and MatchTrader platforms with leverage up to 1:100 on forex pairs.
How It Works
Instant Funding offers three paths to funded trading:
One-Phase Challenge: Complete a single evaluation with a 10% profit target, 3% daily loss limit, and 8% maximum drawdown. Minimum 3 trading days required with no time limit.
Two-Phase Challenge: Phase 1 requires a 10% profit target and Phase 2 requires 5%. Daily loss limit is 5% with a 10% maximum drawdown. Minimum 3 trading days per phase.
Instant Funding (No Evaluation): Skip evaluation entirely and begin trading immediately. No profit target to pass. The account uses a Smart Drawdown system with a 10% maximum drawdown. Payouts begin 14 days after your first trade, then weekly thereafter.
Scaling is available on all account types. Challenge accounts grow by 25% every 90 days upon achieving 10% profit. Instant funding accounts double with each 10% profit milestone, up to $1.28 million.
Pricing & Plans
| Account Size | One-Phase | Two-Phase | Instant Funding |
|---|---|---|---|
| $5,000 | $49 | $49 | $279 |
| $10,000 | $89 | $89 | $499 |
| $25,000 | $199 | $199 | N/A |
| $50,000 | $349 | $349 | N/A |
| $100,000 | $549 | $549 | N/A |
| $200,000 | $977 | $1,049 | N/A |
Leverage: Forex 1:100, Commodities 1:20, Indices 1:20, Crypto 1:2. Commission rates: Forex $5/lot, Metals $2/lot, Commodities $2/lot, Crypto $1/lot, Indices $2/lot.
Rules & Restrictions
- Maximum Daily Loss: 3% (One-Phase) or 5% (Two-Phase). No daily loss limit on Instant Funding.
- Maximum Overall Loss: 8% (One-Phase) or 10% (Two-Phase and Instant Funding).
- Minimum Trading Days: 3 days for challenge accounts; none for instant funding.
- News Trading: Restricted unless purchased as an add-on.
- Weekend Holding: Restricted unless purchased as an add-on.
- Expert Advisors: Restricted; strategic logic-based trading required.
- Scalping: Allowed within normal parameters.
- Grid/Martingale: Prohibited on instant funding accounts.
- HFT: Prohibited.
- Account Churning: Prohibited.
Payouts
- Frequency: On-demand for challenge accounts; weekly for instant funding (after initial 14-day period).
- Profit Split: 80%, upgradeable to 90% with add-ons.
- Methods: Cryptocurrency and bank transfer.
- Processing Time: Typically within 24-48 hours.
Is Instant Funding Legit?
Instant Funding is a legitimate UK-registered company (Acello Ltd, company number 12696083) with a 4.5/5 Trustpilot rating from nearly 1,000 reviews. The firm has been operational since June 2022 and has processed payouts for traders consistently.
The firm's unique selling point of immediate funded access without evaluation sets it apart, though traders should be aware that instant funding accounts come with higher fees and a Smart Drawdown system. Some mixed reviews exist regarding support response times, but the overall trader sentiment is positive.
FAQ
What is Instant Funding?
Instant Funding is a London-based prop trading firm founded in 2022 that provides traders with funded accounts up to $200,000. Its signature feature is the instant funding option that skips evaluation phases entirely.
How much does Instant Funding cost?
Challenge fees start at $49 for a $5,000 account. Instant funding accounts start at $79 for $1,250 and go up to $5,190 for $120,000. Challenge options are significantly cheaper than instant funding.
What is Instant Funding's profit split?
The standard profit split is 80%, which can be upgraded to 90% by purchasing add-ons at the time of challenge purchase.
Can I scale my account with Instant Funding?
Yes. Challenge accounts scale by 25% every 90 days with 10% profit. Instant funding accounts double with each 10% profit milestone, with a maximum scaling up to $3.84 million.
Is Instant Funding available in the US?
Instant Funding has geographic restrictions. US availability is not explicitly confirmed. Traders should check the firm's restricted countries list before purchasing.