Instant Funding vs 
FTMO
Which Prop Firm Is Better in 2026?
Quick Verdict
Instant Funding starts from $49 with up to 80% profit split and a 4.5/5 Trustpilot rating. FTMO starts from $155 with up to 90% profit split and a 4.8/5 rating. FTMO leads in 6 categories while Instant Funding leads in 2.
Side-by-Side Comparison
| Feature |  Instant Funding |  FTMO |
|---|---|---|
| Min Price | $49 | $155 |
| Max Account Size | $200,000 | $200,000 |
| Profit Split | 80% | 90% |
| Profit Target (Phase 1) | 10% | 10% |
| Max Drawdown | 8% | 10% |
| Daily Loss Limit | 3% | 5% |
| Drawdown Type | balance-based | balance-based |
| Min Trading Days | 3 | 4 |
| Platforms | MT5, cTrader, MatchTrader | MT4, MT5, cTrader, DXtrade |
| Instruments | Forex, Indices, Commodities, Crypto | Forex, Indices, Commodities, Crypto, Stocks |
| Payout Frequency | weekly | bi-weekly |
| Free Trial | No | Yes |
| US Friendly | No | No |
| Trustpilot Score | 4.5/5 (984 reviews) | 4.8/5 (40,000 reviews) |
Where Instant Funding Wins
- ✓ Min Price: $49 vs $155
- ✓ Min Trading Days: 3 vs 4
Where FTMO Wins
- ✓ Profit Split: 90% vs 80%
- ✓ Max Drawdown: 10% vs 8%
- ✓ Daily Loss Limit: 5% vs 3%
- ✓ Platforms: MT4, MT5, cTrader, DXtrade vs MT5, cTrader, MatchTrader
- ✓ Free Trial: Yes vs No
- ✓ Trustpilot Score: 4.8/5 (40,000 reviews) vs 4.5/5 (984 reviews)
Who Should Choose Instant Funding?
Instant Funding is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2022 and headquartered in London, United Kingdom, Instant Funding supports MT5, cTrader, MatchTrader and offers weekly payouts with up to 80% profit split.
Who Should Choose FTMO?
FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.