Reviewed by PropFirm201 Research Team·At a Glance
Moneta Funded Homepage
Pricing & Challenge Types
One Step Challenge
1 phase · 88% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $5,000 | $95 | 12% | 3% | 6% |
| $10,000 | $165 | 12% | 3% | 6% |
| $25,000 | $320 | 12% | 3% | 6% |
| $50,000 | $450 | 12% | 3% | 6% |
| $100,000 | $670 | 12% | 3% | 6% |
Two Step Challenge
2 phases · 88% profit split · Scaling available
| Account Size | Price | Target P1 | Target P2 | Daily Loss | Max DD |
|---|---|---|---|---|---|
| $2,500 | $49 | 5% | 10% | 4% | 10% |
| $5,000 | $79 | 5% | 10% | 4% | 10% |
| $10,000 | $139 | 5% | 10% | 4% | 10% |
| $25,000 | $269 | 5% | 10% | 4% | 10% |
| $50,000 | $399 | 5% | 10% | 4% | 10% |
| $100,000 | $650 | 5% | 10% | 4% | 10% |
Phoenix Challenge
1 phase · 88% profit split · Scaling available · Free retry
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $10,000 | $195 | 10% | 4% | 6% |
| $25,000 | $399 | 10% | 4% | 6% |
| $50,000 | $649 | 10% | 4% | 6% |
| $100,000 | $1150 | 10% | 4% | 6% |
Instant Funding
0 phases · 88% profit split · Scaling available
| Account Size | Price | Target P1 | Daily Loss | Max DD |
|---|---|---|---|---|
| $2,500 | $105 | N/A | 3% | 6% |
| $5,000 | $175 | N/A | 3% | 6% |
| $10,000 | $295 | N/A | 3% | 6% |
| $25,000 | $499 | N/A | 3% | 6% |
| $50,000 | $649 | N/A | 3% | 6% |
| $100,000 | $735 | N/A | 3% | 6% |
Pros & Cons
Pros
- Backed by Moneta Markets, an established multi-regulated broker
- 88% profit split across all account types, higher than industry standard 80%
- Phoenix challenge offers free retry upon failure
- ECN spreads with low commissions and 200+ instruments
- Multiple entry paths from $49 two-step to instant funding
Cons
- Extremely new firm (launched December 2025)
- Very few Trustpilot reviews so far
- 20% consistency rule applies to most challenges
- 2-minute minimum trade duration required
- News trading prohibited during high-impact events
Trading Rules
About Moneta Funded
Moneta Funded is a broker-backed proprietary trading firm launched in December 2025 by the founder and CEO of Moneta Markets, a well-established multi-regulated brokerage. Registered in Saint Lucia, the firm benefits from the institutional infrastructure, ECN spreads, and execution quality of its parent broker.
What distinguishes Moneta Funded is its consistent 88% profit split across all account types, which is higher than the industry standard of 80%. The firm also offers a unique Phoenix challenge that includes a free retry upon failure, reducing the financial risk for traders attempting to pass the evaluation.
With 200+ instruments, MT5 and MatchTrader platforms, and challenge fees starting at $49, Moneta Funded targets traders who value institutional-grade trading conditions backed by a regulated broker. However, as a December 2025 launch, the firm is extremely new and has yet to build a substantial track record.
How It Works
Moneta Funded offers four evaluation paths:
One Step Challenge: Single phase with a 12% profit target, 3% daily loss limit, and 6% trailing drawdown. Minimum 3 trading days with no time limit.
Two Step Challenge: Phase 1 requires a 5% profit target and Phase 2 requires 10% (note: targets are reversed compared to most firms). Daily loss limit is 4% with 10% static drawdown.
Phoenix Challenge: Single phase with a 10% profit target and 6% trailing drawdown. Unique free retry feature if you fail.
Instant Funding: No evaluation required. Start trading immediately with a 3% daily loss limit and 6% trailing drawdown.
A 20% consistency rule applies to most challenge types, meaning no single trading day can account for more than 20% of total profits.
Pricing & Plans
| Account Size | One Step | Two Step | Phoenix | Instant |
|---|---|---|---|---|
| $2,500 | N/A | $49 | N/A | $105 |
| $5,000 | $95 | $79 | N/A | $175 |
| $10,000 | $165 | $139 | $195 | $295 |
| $25,000 | $320 | $269 | $399 | $499 |
| $50,000 | $450 | $399 | $649 | $649 |
| $100,000 | $670 | $650 | $1,150 | $735 |
All trading uses ECN spreads with low commissions through Moneta Markets infrastructure.
Rules & Restrictions
- Maximum Daily Loss: 3-4% depending on challenge type.
- Maximum Overall Loss: 6-10% depending on challenge type.
- Minimum Trading Days: 3 days.
- Minimum Trade Duration: 2 minutes.
- Consistency Rule: 20% (most challenge types).
- Time Limit: Unlimited.
- News Trading: Prohibited within 5 minutes before/after high-impact events (challenges only).
- Expert Advisors: Allowed if avoiding prohibited strategies.
- Prohibited Strategies: Martingale, grid trading, HFT.
Payouts
- Frequency: Bi-weekly (14-day cycle).
- Profit Split: 88% across all account types.
- Methods: Crypto (USDT), Rise, Wise.
- Processing Time: Standard cycle processing.
Is Moneta Funded Legit?
Moneta Funded benefits from the backing of Moneta Markets, an established multi-regulated broker, which provides institutional credibility. The 4.6/5 Trustpilot rating is positive but based on only 33 reviews given the December 2025 launch.
The broker-backed model means traders benefit from ECN spreads, institutional execution, and the established infrastructure of a regulated broker. However, the extremely short operational history means the firm's payout consistency and long-term reliability are yet to be proven. Early trader feedback is positive, with reports of fast payouts and clear rules.
FAQ
What is Moneta Funded?
Moneta Funded is a broker-backed prop firm launched in December 2025 by the founder of Moneta Markets. It offers funded accounts up to $100,000 with an 88% profit split.
How much does Moneta Funded cost?
Challenge fees start at $49 for a $2,500 Two Step account and go up to $1,150 for a $100,000 Phoenix account.
What is the Phoenix challenge?
The Phoenix challenge is a unique offering that includes a free retry if you fail the evaluation. It has a 10% profit target with 6% trailing drawdown.
What is Moneta Funded's profit split?
Moneta Funded offers an 88% profit split across all account types, which is higher than the industry standard of 80%.
Is Moneta Funded regulated?
Moneta Funded itself is registered in Saint Lucia. However, it is backed by Moneta Markets, a multi-regulated broker with licenses from multiple financial authorities.