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Topstep vs FTMO

Which Prop Firm Is Better in 2026?

Quick Verdict

Topstep starts from $49 with up to 100% profit split and a 4.6/5 Trustpilot rating. FTMO starts from $155 with up to 90% profit split and a 4.8/5 rating. Topstep leads in 6 categories while FTMO leads in 5.

Side-by-Side Comparison

FeatureTopstepFTMO
Min Price$49$155
Max Account Size$150,000$200,000
Profit Split100%90%
Profit Target (Phase 1)6%10%
Max Drawdown4%10%
Daily Loss Limit2%5%
Drawdown Typetrailingbalance-based
Min Trading Days24
PlatformsTopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQGMT4, MT5, cTrader, DXtrade
InstrumentsIndices, Commodities, FuturesForex, Indices, Commodities, Crypto, Stocks
Payout Frequencyweeklybi-weekly
Free TrialNoYes
US FriendlyYesNo
Trustpilot Score4.6/5 (3,100 reviews)4.8/5 (40,000 reviews)

Where Topstep Wins

  • Min Price: $49 vs $155
  • Profit Split: 100% vs 90%
  • Profit Target (Phase 1): 6% vs 10%
  • Min Trading Days: 2 vs 4
  • Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs MT4, MT5, cTrader, DXtrade
  • US Friendly: Yes vs No

Where FTMO Wins

  • Max Account Size: $200,000 vs $150,000
  • Max Drawdown: 10% vs 4%
  • Daily Loss Limit: 5% vs 2%
  • Free Trial: Yes vs No
  • Trustpilot Score: 4.8/5 (40,000 reviews) vs 4.6/5 (3,100 reviews)

Who Should Choose Topstep?

Topstep is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.

Who Should Choose FTMO?

FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.

Frequently Asked Questions

It depends on your needs. Topstep has a 4.6/5 Trustpilot rating from 3,100 reviews, while FTMO has 4.8/5 from 40,000 reviews. Topstep starts from $49 and offers up to 100% profit split, while FTMO starts from $155 with up to 90% profit split.
Topstep is cheaper, starting from $49 compared to $155 for FTMO.
Topstep offers up to 100% profit split, compared to 90% from FTMO.
Only Topstep accepts US-based traders. FTMO is not available to US traders.

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