The Funded Trader vs 
Topstep
Which Prop Firm Is Better in 2026?
Quick Verdict
The Funded Trader starts from $42 with up to 95% profit split and a 3.3/5 Trustpilot rating. Topstep starts from $49 with up to 100% profit split and a 4.6/5 rating. The Funded Trader leads in 5 categories while Topstep leads in 4.
Side-by-Side Comparison
| Feature |  The Funded Trader |  Topstep |
|---|---|---|
| Min Price | $42 | $49 |
| Max Account Size | $200,000 | $150,000 |
| Profit Split | 95% | 100% |
| Profit Target (Phase 1) | 10% | 6% |
| Max Drawdown | 6% | 4% |
| Daily Loss Limit | 3% | 2% |
| Drawdown Type | balance-based | trailing |
| Min Trading Days | 1 | 2 |
| Platforms | MT5, Match-Trader, DXtrade, cTrader | TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG |
| Instruments | Forex, Indices, Commodities, Crypto | Indices, Commodities, Futures |
| Payout Frequency | weekly | weekly |
| Free Trial | No | No |
| US Friendly | Yes | Yes |
| Trustpilot Score | 3.3/5 (20,000 reviews) | 4.6/5 (3,100 reviews) |
Where The Funded Trader Wins
- ✓ Min Price: $42 vs $49
- ✓ Max Account Size: $200,000 vs $150,000
- ✓ Max Drawdown: 6% vs 4%
- ✓ Daily Loss Limit: 3% vs 2%
- ✓ Min Trading Days: 1 vs 2
Where Topstep Wins
- ✓ Profit Split: 100% vs 95%
- ✓ Profit Target (Phase 1): 6% vs 10%
- ✓ Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs MT5, Match-Trader, DXtrade, cTrader
- ✓ Trustpilot Score: 4.6/5 (3,100 reviews) vs 3.3/5 (20,000 reviews)
Who Should Choose The Funded Trader?
The Funded Trader is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2021 and headquartered in Miami, Florida, USA, The Funded Trader supports MT5, Match-Trader, DXtrade, cTrader and offers weekly payouts with up to 95% profit split.
Who Should Choose Topstep?
Topstep is the better choice if you value a higher trust rating. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.