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Swift Funding vs FTMO

Which Prop Firm Is Better in 2026?

Quick Verdict

Swift Funding starts from $49 with up to 80% profit split and a 3.3/5 Trustpilot rating. FTMO starts from $155 with up to 90% profit split and a 4.8/5 rating. FTMO leads in 6 categories while Swift Funding leads in 3.

Side-by-Side Comparison

FeatureSwift FundingFTMO
Min Price$49$155
Max Account Size$100,000$200,000
Profit Split80%90%
Profit Target (Phase 1)8%10%
Max Drawdown8%10%
Daily Loss Limit5%5%
Drawdown Typebalance-basedbalance-based
Min Trading Days14
PlatformsMT4, MT5MT4, MT5, cTrader, DXtrade
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, Crypto, Stocks
Payout Frequencybi-weeklybi-weekly
Free TrialNoYes
US FriendlyNoNo
Trustpilot Score3.3/5 (151 reviews)4.8/5 (40,000 reviews)

Where Swift Funding Wins

  • Min Price: $49 vs $155
  • Profit Target (Phase 1): 8% vs 10%
  • Min Trading Days: 1 vs 4

Where FTMO Wins

  • Max Account Size: $200,000 vs $100,000
  • Profit Split: 90% vs 80%
  • Max Drawdown: 10% vs 8%
  • Platforms: MT4, MT5, cTrader, DXtrade vs MT4, MT5
  • Free Trial: Yes vs No
  • Trustpilot Score: 4.8/5 (40,000 reviews) vs 3.3/5 (151 reviews)

Who Should Choose Swift Funding?

Swift Funding is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2023 and headquartered in Zurich, Switzerland, Swift Funding supports MT4, MT5 and offers bi-weekly payouts with up to 80% profit split.

Who Should Choose FTMO?

FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.

Frequently Asked Questions

It depends on your needs. Swift Funding has a 3.3/5 Trustpilot rating from 151 reviews, while FTMO has 4.8/5 from 40,000 reviews. Swift Funding starts from $49 and offers up to 80% profit split, while FTMO starts from $155 with up to 90% profit split.
Swift Funding is cheaper, starting from $49 compared to $155 for FTMO.
FTMO offers up to 90% profit split, compared to 80% from Swift Funding.
Neither Swift Funding nor FTMO currently accept US-based traders.

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