Smart Prop Trader vs 
Topstep
Which Prop Firm Is Better in 2026?
Quick Verdict
Smart Prop Trader starts from $57 with up to 75% profit split and a 4.4/5 Trustpilot rating. Topstep starts from $49 with up to 100% profit split and a 4.6/5 rating. Topstep leads in 6 categories while Smart Prop Trader leads in 3.
Side-by-Side Comparison
| Feature |  Topstep | |
|---|---|---|
| Min Price | $57 | $49 |
| Max Account Size | $100,000 | $150,000 |
| Profit Split | 75% | 100% |
| Profit Target (Phase 1) | 7% | 6% |
| Max Drawdown | 8% | 4% |
| Daily Loss Limit | 4% | 2% |
| Drawdown Type | balance-based | trailing |
| Min Trading Days | 0 | 2 |
| Platforms | cTrader, DXTrade, Match-Trader | TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG |
| Instruments | Forex, Indices, Commodities, Crypto | Indices, Commodities, Futures |
| Payout Frequency | bi-weekly | weekly |
| Free Trial | No | No |
| US Friendly | Yes | Yes |
| Trustpilot Score | 4.4/5 (2,531 reviews) | 4.6/5 (3,100 reviews) |
Where Smart Prop Trader Wins
- ✓ Max Drawdown: 8% vs 4%
- ✓ Daily Loss Limit: 4% vs 2%
- ✓ Min Trading Days: 0 vs 2
Where Topstep Wins
- ✓ Min Price: $49 vs $57
- ✓ Max Account Size: $150,000 vs $100,000
- ✓ Profit Split: 100% vs 75%
- ✓ Profit Target (Phase 1): 6% vs 7%
- ✓ Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs cTrader, DXTrade, Match-Trader
- ✓ Trustpilot Score: 4.6/5 (3,100 reviews) vs 4.4/5 (2,531 reviews)
Who Should Choose Smart Prop Trader?
Smart Prop Trader is the better choice if you value competitive pricing. Founded in 2022 and headquartered in Casper, Wyoming, United States, Smart Prop Trader supports cTrader, DXTrade, Match-Trader and offers bi-weekly payouts with up to 75% profit split.
Who Should Choose Topstep?
Topstep is the better choice if you value a higher trust rating, and prefer lower entry costs. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.