Funding Pips vs 
Topstep
Which Prop Firm Is Better in 2026?
Quick Verdict
Funding Pips starts from $29 with up to 95% profit split and a 4.5/5 Trustpilot rating. Topstep starts from $49 with up to 100% profit split and a 4.6/5 rating. Topstep leads in 7 categories while Funding Pips leads in 3.
Side-by-Side Comparison
| Feature |  Funding Pips |  Topstep |
|---|---|---|
| Min Price | $29 | $49 |
| Max Account Size | $100,000 | $150,000 |
| Profit Split | 95% | 100% |
| Profit Target (Phase 1) | 8% | 6% |
| Max Drawdown | 10% | 4% |
| Daily Loss Limit | 5% | 2% |
| Drawdown Type | static | trailing |
| Min Trading Days | 3 | 2 |
| Platforms | MT5, cTrader, MatchTrader | TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG |
| Instruments | Forex, Indices, Commodities, Crypto | Indices, Commodities, Futures |
| Payout Frequency | weekly | weekly |
| Free Trial | No | No |
| US Friendly | No | Yes |
| Trustpilot Score | 4.5/5 (50,825 reviews) | 4.6/5 (3,100 reviews) |
Where Funding Pips Wins
- ✓ Min Price: $29 vs $49
- ✓ Max Drawdown: 10% vs 4%
- ✓ Daily Loss Limit: 5% vs 2%
Where Topstep Wins
- ✓ Max Account Size: $150,000 vs $100,000
- ✓ Profit Split: 100% vs 95%
- ✓ Profit Target (Phase 1): 6% vs 8%
- ✓ Min Trading Days: 2 vs 3
- ✓ Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs MT5, cTrader, MatchTrader
- ✓ US Friendly: Yes vs No
- ✓ Trustpilot Score: 4.6/5 (3,100 reviews) vs 4.5/5 (50,825 reviews)
Who Should Choose Funding Pips?
Funding Pips is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2022 and headquartered in Dubai, United Arab Emirates, Funding Pips supports MT5, cTrader, MatchTrader and offers weekly payouts with up to 95% profit split.
Who Should Choose Topstep?
Topstep is the better choice if you value a higher trust rating. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.