Funding Pips vs 
Smart Prop Trader
Which Prop Firm Is Better in 2026?
Quick Verdict
Funding Pips starts from $29 with up to 95% profit split and a 4.5/5 Trustpilot rating. Smart Prop Trader starts from $57 with up to 75% profit split and a 4.4/5 rating. Funding Pips leads in 5 categories while Smart Prop Trader leads in 3.
Side-by-Side Comparison
| Feature |  Funding Pips | |
|---|---|---|
| Min Price | $29 | $57 |
| Max Account Size | $100,000 | $100,000 |
| Profit Split | 95% | 75% |
| Profit Target (Phase 1) | 8% | 7% |
| Max Drawdown | 10% | 8% |
| Daily Loss Limit | 5% | 4% |
| Drawdown Type | static | balance-based |
| Min Trading Days | 3 | 0 |
| Platforms | MT5, cTrader, MatchTrader | cTrader, DXTrade, Match-Trader |
| Instruments | Forex, Indices, Commodities, Crypto | Forex, Indices, Commodities, Crypto |
| Payout Frequency | weekly | bi-weekly |
| Free Trial | No | No |
| US Friendly | No | Yes |
| Trustpilot Score | 4.5/5 (50,825 reviews) | 4.4/5 (2,531 reviews) |
Where Funding Pips Wins
- ✓ Min Price: $29 vs $57
- ✓ Profit Split: 95% vs 75%
- ✓ Max Drawdown: 10% vs 8%
- ✓ Daily Loss Limit: 5% vs 4%
- ✓ Trustpilot Score: 4.5/5 (50,825 reviews) vs 4.4/5 (2,531 reviews)
Where Smart Prop Trader Wins
- ✓ Profit Target (Phase 1): 7% vs 8%
- ✓ Min Trading Days: 0 vs 3
- ✓ US Friendly: Yes vs No
Who Should Choose Funding Pips?
Funding Pips is the better choice if you value a higher trust rating, and prefer lower entry costs. Founded in 2022 and headquartered in Dubai, United Arab Emirates, Funding Pips supports MT5, cTrader, MatchTrader and offers weekly payouts with up to 95% profit split.
Who Should Choose Smart Prop Trader?
Smart Prop Trader is the better choice if you value competitive pricing. Founded in 2022 and headquartered in Casper, Wyoming, United States, Smart Prop Trader supports cTrader, DXTrade, Match-Trader and offers bi-weekly payouts with up to 75% profit split.