Funded Academy vs 
Top One Futures
Which Prop Firm Is Better in 2026?
Quick Verdict
Funded Academy starts from $50 with up to 80% profit split and a 2.3/5 Trustpilot rating. Top One Futures starts from $45 with up to 90% profit split and a 4.8/5 rating. Top One Futures leads in 6 categories while Funded Academy leads in 3.
Side-by-Side Comparison
| Feature |  Funded Academy |  Top One Futures |
|---|---|---|
| Min Price | $50 | $45 |
| Max Account Size | $200,000 | $150,000 |
| Profit Split | 80% | 90% |
| Profit Target (Phase 1) | 10% | 3000% |
| Max Drawdown | 10% | 2000% |
| Daily Loss Limit | 5% | None |
| Drawdown Type | balance-based | trailing |
| Min Trading Days | 0 | 5 |
| Platforms | cTrader, Match-Trader | NinjaTrader, Tradovate, Rithmic, Project X |
| Instruments | Forex, Indices, Commodities, Crypto, Stocks | Indices, Commodities, Futures |
| Payout Frequency | bi-weekly | on-demand |
| Free Trial | No | No |
| US Friendly | No | Yes |
| Trustpilot Score | 2.3/5 (22 reviews) | 4.8/5 (3,311 reviews) |
Where Funded Academy Wins
- ✓ Max Account Size: $200,000 vs $150,000
- ✓ Profit Target (Phase 1): 10% vs 3000%
- ✓ Min Trading Days: 0 vs 5
Where Top One Futures Wins
- ✓ Min Price: $45 vs $50
- ✓ Profit Split: 90% vs 80%
- ✓ Max Drawdown: 2000% vs 10%
- ✓ Platforms: NinjaTrader, Tradovate, Rithmic, Project X vs cTrader, Match-Trader
- ✓ US Friendly: Yes vs No
- ✓ Trustpilot Score: 4.8/5 (3,311 reviews) vs 2.3/5 (22 reviews)
Who Should Choose Funded Academy?
Funded Academy is the better choice if you value competitive pricing. Founded in 2021 and headquartered in Australia, Funded Academy supports cTrader, Match-Trader and offers bi-weekly payouts with up to 80% profit split.
Who Should Choose Top One Futures?
Top One Futures is the better choice if you value a higher trust rating, and prefer lower entry costs. Founded in 2023 and headquartered in Wilmington, Delaware, USA, Top One Futures supports NinjaTrader, Tradovate, Rithmic, Project X and offers on-demand payouts with up to 90% profit split.