Funded Academy vs 
FTMO
Which Prop Firm Is Better in 2026?
Quick Verdict
Funded Academy starts from $50 with up to 80% profit split and a 2.3/5 Trustpilot rating. FTMO starts from $155 with up to 90% profit split and a 4.8/5 rating. FTMO leads in 4 categories while Funded Academy leads in 2.
Side-by-Side Comparison
| Feature |  Funded Academy |  FTMO |
|---|---|---|
| Min Price | $50 | $155 |
| Max Account Size | $200,000 | $200,000 |
| Profit Split | 80% | 90% |
| Profit Target (Phase 1) | 10% | 10% |
| Max Drawdown | 10% | 10% |
| Daily Loss Limit | 5% | 5% |
| Drawdown Type | balance-based | balance-based |
| Min Trading Days | 0 | 4 |
| Platforms | cTrader, Match-Trader | MT4, MT5, cTrader, DXtrade |
| Instruments | Forex, Indices, Commodities, Crypto, Stocks | Forex, Indices, Commodities, Crypto, Stocks |
| Payout Frequency | bi-weekly | bi-weekly |
| Free Trial | No | Yes |
| US Friendly | No | No |
| Trustpilot Score | 2.3/5 (22 reviews) | 4.8/5 (40,000 reviews) |
Where Funded Academy Wins
- ✓ Min Price: $50 vs $155
- ✓ Min Trading Days: 0 vs 4
Where FTMO Wins
- ✓ Profit Split: 90% vs 80%
- ✓ Platforms: MT4, MT5, cTrader, DXtrade vs cTrader, Match-Trader
- ✓ Free Trial: Yes vs No
- ✓ Trustpilot Score: 4.8/5 (40,000 reviews) vs 2.3/5 (22 reviews)
Who Should Choose Funded Academy?
Funded Academy is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2021 and headquartered in Australia, Funded Academy supports cTrader, Match-Trader and offers bi-weekly payouts with up to 80% profit split.
Who Should Choose FTMO?
FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.