FTMO vs 
Topstep
Which Prop Firm Is Better in 2026?
Quick Verdict
FTMO starts from $155 with up to 90% profit split and a 4.8/5 Trustpilot rating. Topstep starts from $49 with up to 100% profit split and a 4.6/5 rating. Topstep leads in 6 categories while FTMO leads in 5.
Side-by-Side Comparison
| Feature |  FTMO |  Topstep |
|---|---|---|
| Min Price | $155 | $49 |
| Max Account Size | $200,000 | $150,000 |
| Profit Split | 90% | 100% |
| Profit Target (Phase 1) | 10% | 6% |
| Max Drawdown | 10% | 4% |
| Daily Loss Limit | 5% | 2% |
| Drawdown Type | balance-based | trailing |
| Min Trading Days | 4 | 2 |
| Platforms | MT4, MT5, cTrader, DXtrade | TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG |
| Instruments | Forex, Indices, Commodities, Crypto, Stocks | Indices, Commodities, Futures |
| Payout Frequency | bi-weekly | weekly |
| Free Trial | Yes | No |
| US Friendly | No | Yes |
| Trustpilot Score | 4.8/5 (40,000 reviews) | 4.6/5 (3,100 reviews) |
Where FTMO Wins
- ✓ Max Account Size: $200,000 vs $150,000
- ✓ Max Drawdown: 10% vs 4%
- ✓ Daily Loss Limit: 5% vs 2%
- ✓ Free Trial: Yes vs No
- ✓ Trustpilot Score: 4.8/5 (40,000 reviews) vs 4.6/5 (3,100 reviews)
Where Topstep Wins
- ✓ Min Price: $49 vs $155
- ✓ Profit Split: 100% vs 90%
- ✓ Profit Target (Phase 1): 6% vs 10%
- ✓ Min Trading Days: 2 vs 4
- ✓ Platforms: TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG vs MT4, MT5, cTrader, DXtrade
- ✓ US Friendly: Yes vs No
Who Should Choose FTMO?
FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.
Who Should Choose Topstep?
Topstep is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2012 and headquartered in Chicago, Illinois, USA, Topstep supports TopstepX, NinjaTrader, Tradovate, Quantower, TradingView, CQG and offers weekly payouts with up to 100% profit split.