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FTMO vs Funding Pips

Which Prop Firm Is Better in 2026?

Quick Verdict

FTMO starts from $155 with up to 90% profit split and a 4.8/5 Trustpilot rating. Funding Pips starts from $29 with up to 95% profit split and a 4.5/5 rating. Both firms are evenly matched across our comparison metrics.

Side-by-Side Comparison

FeatureFTMOFunding Pips
Min Price$155$29
Max Account Size$200,000$100,000
Profit Split90%95%
Profit Target (Phase 1)10%8%
Max Drawdown10%10%
Daily Loss Limit5%5%
Drawdown Typebalance-basedstatic
Min Trading Days43
PlatformsMT4, MT5, cTrader, DXtradeMT5, cTrader, MatchTrader
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, Crypto
Payout Frequencybi-weeklyweekly
Free TrialYesNo
US FriendlyNoNo
Trustpilot Score4.8/5 (40,000 reviews)4.5/5 (50,825 reviews)

Where FTMO Wins

  • Max Account Size: $200,000 vs $100,000
  • Platforms: MT4, MT5, cTrader, DXtrade vs MT5, cTrader, MatchTrader
  • Free Trial: Yes vs No
  • Trustpilot Score: 4.8/5 (40,000 reviews) vs 4.5/5 (50,825 reviews)

Where Funding Pips Wins

  • Min Price: $29 vs $155
  • Profit Split: 95% vs 90%
  • Profit Target (Phase 1): 8% vs 10%
  • Min Trading Days: 3 vs 4

Who Should Choose FTMO?

FTMO is the better choice if you value a higher trust rating, want a free trial before committing. Founded in 2015 and headquartered in Prague, Czech Republic, FTMO supports MT4, MT5, cTrader, DXtrade and offers bi-weekly payouts with up to 90% profit split.

Who Should Choose Funding Pips?

Funding Pips is the better choice if you value competitive pricing, and prefer lower entry costs. Founded in 2022 and headquartered in Dubai, United Arab Emirates, Funding Pips supports MT5, cTrader, MatchTrader and offers weekly payouts with up to 95% profit split.

Frequently Asked Questions

It depends on your needs. FTMO has a 4.8/5 Trustpilot rating from 40,000 reviews, while Funding Pips has 4.5/5 from 50,825 reviews. FTMO starts from $155 and offers up to 90% profit split, while Funding Pips starts from $29 with up to 95% profit split.
Funding Pips is cheaper, starting from $29 compared to $155 for FTMO.
Funding Pips offers up to 95% profit split, compared to 90% from FTMO.
Neither FTMO nor Funding Pips currently accept US-based traders.

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